INR 3,838,104.28
FX rate
INR 95.5180
INR amounts with others
INR 3,830,096.00
FX rate
INR 95.3187
Banks
INR 3,663,348.74
FX rate
INR 91.1689
1 USD = 95.5180 INR. With this FX rate, Xflow customers receive INR 3,822,750.73, which is up to INR 162,137.06 more than leading banks and INR 170,304.45 more than other providers. Transfers are also lightning-fast, completing in just 1 business day, while others take anywhere from 2 to 4 days. This means you get more money in your account, faster, and with minimal costs. Note: Rates shown below are indicative. Xflow rates you receive may vary basis the plan you select.
FX rate (INR)
95.1359
Fees (USD)
-
Transfer timings
1 business day
You receive (INR)
3,822,750.73
Others
FX rate (INR)
92.2818
Fees (USD)
602.73
Transfer timings
2 business days
You receive (INR)
3,652,446.28
Compare (INR)
-170,304.45
Banks
FX rate (INR)
91.1689
Fees (USD)
30.00
Transfer timings
2-3 business days
You receive (INR)
3,660,613.67
Compare (INR)
-162,137.06
| Provider | FX rate (INR) | Fees (USD) | You receive (INR) | Transfer timings | Compare (INR) |
|---|---|---|---|---|---|
| 95.1359 | - | 3,822,750.73 | 1 business day | - | |
Others | 92.2818 | 602.73 | 3,652,446.28 | 2 business days | -170,304.45 |
Banks | 91.1689 | 30.00 | 3,660,613.67 | 2-3 business days | -162,137.06 |
Getting payed from abroad, in four steps
Built for Indian businesses serving international clients, without the usual banking delays or fees.
Open a virtual account
Get a USD virtual account under your business's name. Easy and quick onboarding process.
Get paid like a local wire
Your overseas clients pay you the way they'd pay any US vendor. Funds arrive fast with no additional fee cuts.
Convert at 0% markup
Your USD converts to INR at the live mid-market rate. Get fully transparency on pricing and fees.
Settle to your Indian account
Funds land directly in your business account, fully RBI and FEMA compliant, within a day.
Every dollar you earn should arrive in full. Most providers quietly take a cut before it does.
Freelancers & Consultants
If you work with US clients, you're likely receiving payments in USD. Converting quickly at a good rate means more rupees in your account for every invoice you raise.
Business owners & exporters
When you sell services to US buyers, your revenue comes in dollars. Converting efficiently helps protect your margins and keeps cash flow predictable.
IT services firms
Whether you're billing by project or on a retainer, IT firms working with US clients deal with large, recurring USD inflows. Getting the rate and timing right has a real impact on profitability.
SaaS businesses
If your product is priced in USD and you have US customers, your monthly revenue lands in dollars. A reliable conversion process means your INR runway stays healthy as you grow.
About the currencies
Each currency is issued and regulated by its central bank and identified by a unique three-letter code.
| Currency Name | United States Dollar |
| Code | USD |
| Currency Name | Indian Rupee |
| Code | INR |
1 USD to INR stats
The table below tracks how the USD to INR exchange rate has moved over the past 30 days. The high and low show the strongest and weakest rates recorded in this period. The average is the mean rate across all 30 days. The change of 1.15% is the percentage difference between the 30-day high of 95.8563 and the low of 94.7692, to give you a sense of how much the rate has fluctuated over this period.
| Provider | Last 30 days |
|---|---|
| High | 95.8563 |
| Low | 94.7692 |
| Average | 95.3128 |
| Change (%) | 1.15 |
What affects USD to INR exchange rates
The USD-INR rate you see today is shaped by forces that move daily. Here's what's driving it:
The rate is only part of the story. What you actually receive depends on how each provider structures their costs.
savings on costs compared to SWIFT
“Finding a reliable fintech partner is not just about saving costs, it’s about trust, responsiveness, and long-term alignment. Xflow has supported us..."
Neeraj Krishnamoorthy
Director & Co-Founder at TeachEdison
savings on FX costs
"Great support, smooth process, and an amazing team. Xflow has made our cross-border payments far more efficient and stress-free...”
Divya Nagabushana
Member of Finance at DevRev
saved on fees compared to other providers
"Xflow has been a game changer! Withdrawals are seamless and the FX AI tool is unlike anything else. Support is exceptional."
Vatsal Sonani
CEO at iGeek
savings on transaction fees
"Xflow has been a game-changer for us. Payments that used to take days now settle in under 24 hours, and the FX AI Analyst allows us to withdraw at exactly the rates we want..."
Mayank Pandey
Founder & Director at Elbroz Media Pvt Ltd.
savings on transaction fees
"Xflow has been a game changer. We saved lakhs in FX and were able to handle EDPMS seamlessly. Rare to find such a partner."
Kaukab Parvez Khan
Senior Treasury Manager at Innovaccer
Latest news updates on USD - INR rates today
Xflow
Xe
US and India bank holidays have been excluded from the graph.
