XFlow closes Pre-Series A funding of $10.2 million led by Square Peg
Infrastructure for International Business Payments
Businesses use XFlow's APIs or Dashboard to receive international payments with no transaction limit compliantly and effortlessly!
The XFlow Advantage
With our deep expertise in the India corridor, we are the perfect partner for any business looking to bring money into India.
No limits on transaction value
Compliantly receive $100 or $1 million in a single transaction. We partner with RBI-authorised banks to make international money movement safe and compliant. Get FIRA (Foreign Inward Remittance Advice) for payouts.
Next day payment guarantee
1 business day - that's how quickly money gets credited to your INR or EEFC bank account.
Instant foreign currency accounts
Offer customers the convenience of making domestic payments to your foreign currency accounts which are created instantly with no paperwork. Today, we support domestic payments for USD. More currencies to follow.
Competitive & transparent FX
Save on currency conversion cost with our competitive FX rates which are transparently linked to the mid-market rate.
Hassle-free reconciliation
Effortlessly track which customers have sent payments and which invoices have been paid fully or partially.
1-click online payments
Enable your customers to pay with a single click using ACH Debit (US NetBanking) or offer them the flexibility of Buy Now Pay Later (BNPL) options. We also support paperless Cheques, a preferred B2B payment method.
Our Investors
Engineered for Everyone!
Our solutions work for all types of businesses. Integrate with our APIs to build your own payments experience, or use our Dashboard to start collecting international payments right away.
Small & medium sized businesses
Collect international payments from your customers using our Dashboard without writing a single line of code.
Technology-first companies
Integrate with our powerful APIs to build a payments experience that seamlessly blends into your products.
Platforms facilitating global funds flow
Integrate with our Platform APIs to help your customers receive international payments and create a new revenue stream.
Powerful and Flexible APIs
Extensive set of primitives to handle everything related to international business payments.
Add your customers on XFlow and start collecting instantly. If you are a Platform, you can add, onboard, and configure the experience for your users.
How are Businesses Using XFlow
WeWork uses XFlow's foreign currency accounts to enable their customers to make payments via domestic bank transfers instead of cumbersome global wires.
“XFlow has helped us improve collections by making it easy for my customers to pay using their local payment methods”
Hemanth Kumar M K
WeWork India
TealBox, a performance marketing agency, uses XFlow to effortlessly collect and reconcile international payments across several customers.
"XFlow helps me collect payments from customers across multiple countries. With XFlow, global payments are simplified and reconciled - in one look, I know which invoices are paid vs pending."
Varun Sogani
Founder at Tealbox
iCliniq, an online medical consultation service provider, leverages XFlow's flexible payouts infrastructure to take control of their forex costs.
"I manage my forex operations and hence it was important for me to find a payments partner who could settle into my EEFC account. XFlow has been able to do this while also making it easy for my customers to pay using local payment methods."
Dhruv Suyamprakasam
Founder at iCliniq
Pricing
We provide transparent, competitive and simple pricing. For most of our customers, FX inclusive end-to-end payment costs are between 1% - 1.75%. We offer custom pricing and lower rates for businesses with large volumes.
We provide transparent, competitive and simple pricing.
For most of our customers, FX inclusive end-to-end payment costs are between 1% - 1.75%.
We offer custom pricing and lower rates for businesses with large volumes.
Receiving Funds
Bank Transfer
Free
ACH Debit
0.25%
Cheques
0.25%
BNPL
7%
Payout
To INR*
1%
To EEFC
Talk to Us
* For currency conversion, we also apply FX markup of 0.75% over mid-market rate.
FX experience designed for you
Don't know your FX cost? Ask your payment provider to explain their FX markup with the mid-market rate as the reference rate. This markup is your FX cost. Many providers either do not provide their markup or use an arbitrary reference rate.
We partner with top global banks to provide you with competitive FX rates which can save you up to 3%.
We show you the FX rate and the linked mid-market rate so you always know your FX markup. We are committed to FX transparency.
We provide FX guarantees, so you know the precise INR amount that will land in your account.