Xflow for Platforms

International payments infrastructure for platforms

Effortlessly embed the best-in-class international payments experience on your platform. Our powerful APIs provide a ton of capabilities while completely abstracting away the complexities of cross-border money movement.

Why platforms work with Xflow

Peerless payments experience

Deliver needle-moving improvements to your user's collection and operations.

Local collection for USD, EUR, & GBP

Buyer pays for your user's invoice with faster and more reliable local bank transfers. Xflow's banking partners manage the cross-border money movement.

Fast and streamlined experience

Funds are settled directly to your user's bank account in 1 business day. There are no surprise charges or delays and no need for bank follow-ups.

No limit on transaction size

Compliantly facilitate large value transactions and provide users with a Foreign Inward Remittance Advice (FIRA) issued by an RBI-authorized bank.

Competitive and transparent FX

Lower your user's payment cost with competitive FX rates linked to the inter-bank or mid-market rates.

Completely white-labeled

Xflow operates behind-the-scenes to ensure uninterrupted engagement between you and your users.

Everything is over APIs

You can do everything including user onboarding over APIs. Our tenet is - No redirection of users outside the platform

Manage user communication

We provide you with all the updates related to your users over webhooks so that you are in control of communications.

Monetization opportunities

Earn commissions on every transaction that happens on your platform.

Multiple revenue models

Leverage multiple fee constructs that can power any revenue model. You can earn revenue through different types of transaction fees and FX markup.

Personalize fees

Set fees independently for each user (volume drivers, margin makers) and take a porfolio approach to your earnings. Update fees anytime.

Out-of-the-box compliance and safety

You focus on business, and let us handle compliance and safety

RBI-authorized banking partners

We have deep integrations with some of the largest global banks which ensures that money movement on your platform is safe and compliant.

Best-in-class technology partners

We have deployed best-in-class screening technologies and fraud monitoring system to minimize the risk for you and your users.

Build better and ship faster

Product and Engineering teams love Xflow for their unmatched infrastructure to handle international B2B payment workflows.

Explore API Reference Docs

Xflow Integration Guide

Powerful and flexible APIs

Our APIs don’t just abstract away the complexity involved in cross-border money movement but also give you infinite options to carve an experience that seamlessly blends into your product.

Super fast integration

While designing our APIs, we put a lot of stress on keeping things simple, which allows our users to build faster with fewer resources. Typical integration takes less than 2 weeks!

Developer centric

Our team has deep expertise in building technology infrastructure and understands what developers need to execute well. There are tons of resources to make your integration smoother.

Humans for help

We love AI, but we love interacting with our customers more. Just ping, and couple of us will show up! Slack, email, phone, whatsapp, anything goes. If your coffee is good, we will drop by too.