Convenient and affordable solutions for independent professionals

Spend less time and money on managing payments and more on things you love. We provide multiple products that simplify payments, improve your collection and lower costs.

How do I collect international payments on Xflow?

Sign-up for an Xflow account

Create your account in < 5 mins. We will activate your account within 24 hours!

Create or upload an invoice

Create an invoice on Xflow and add a Pay button. Alternatively, upload your own invoice.

Share invoice with customers

Send invoices to customers directly from Xflow Dashboard.

Get paid

Receive payment directly into your bank account or withdraw payment from Xflow Receiving Account.

Enable checkout experience for your invoices

Most independent professionals prefer using Xflow invoices with the Pay button to provide a checkout experience to their customers. Customers get multiple convenient payment options, which improves collection. The most popular payment options are -

PayPal

Xflow allows you to collect via PayPal at no extra charge. Just connect your PayPal account to Xflow, and start accepting PayPal payments.

Buy Now Pay Later (BNPL)

Xflow provides BNPL options like AfterPay and Klarna. Your customers get to pay in instalments while you get full payment upfront.

Collect with Xflow Receiving Account

Xflow Receiving Account is like a foreign currency account, and it's free for you. Customers pay by depositing funds into your Receiving Account via local bank transfer, which is reliable, affordable and fast.

Customers love local bank transfers

Local bank transfers are significantly cheaper than international wire transfers, and hence customers prefer paying with local transfer.

Local bank transfers are fast and reliable

Local bank transfer like Fedwire settle in a few hours. There is no delay or surprise charge.

Automatically added to your invoice

The bank transfer instructions are automatically added to Xflow invoices to avoid mistakes. You can easily add them to your own invoices as well.

What you see is what you get

Know the FX rate at the time of withdrawal and be assured of the INR amount you will receive in your bank account

Enable checkout experience for your invoices

Affordable and transparent pricing

With Xflow, you will not only improve your collection but also make significant savings on your payment cost.

Competitive and transparent FX rate

Get FX rates at par with larger businesses. Further, our competitive FX rates are linked to inter-bank rates to give you complete transparency on pricing.

More ways to lower payment cost

We provide you with options to pass on or split payment processing fee with your customers which gives you more control over your cost.

Free Invoicing and FIRA

With Xflow, you get a feature-rich invoicing tool and a bank issued FIRA for every payout.

Invoices that go beyond functionality

Invoice creation should not be tedious and boring.

Invoices that reflect your style

Choose from multiple elegant templates and customize the template with your brand color so that the invoices truly reflect your brand image.

Effortless invoice creation

With our modern invoicing interface, you can create stunning invoices in minutes.

Stay compliant always, effortlessly

International business payment is regulated by the RBI. It is vital that you use a payment provider that processes payments compliantly. We provide a document called FIRA (foreign inward remittance advice) for every payment. The FIRA is issued by our RBI-authorized banking partner which ensures complete compliance.