Tools

USD to INR converter

1.00 USD to INR converter

Convert USD to INR at live exchange rates. With Xflow, you get transparent rates, faster transfers, and no hidden markups.

Calculate your extra savings

USD Amount

FX rate comparison

FX rate

Banks

FX rate

Disclaimer: Last updated at

Payout Comparison for USD 1000

With an FX rate of

and a low fee of just USD 10.00 (1%), Xflow customers receive

, which is up to

more than leading banks and

more than Skydo. Transfers are also lightning-fast, completing in just 1 business day, while others take anywhere from 1 hour to 4 days. This means you get more money in your account, faster, and with minimal costs.

FX rate

Fees

USD 10.00

Transfer time

1 business day

You receive

FX rate

Fees

USD 19.00

Transfer time

2 business days

You receive

Compare to Xflow

Leading Banks

FX rate

Fees

USD 30.00

Transfer time

2-3 business days

You receive

Compare to Xflow

Provider	Fees (USD)	Transfer time	Compare (INR)
	10.00	1 business day	-
	19.00	2 business days
Banks	30.00	2-3 business days

Frequently asked questions

The highest recorded USD to INR rate so far was around ₹86 per US dollar in April 2024. Exchange rates are always changing based on global market conditions, so the exact “highest ever” can shift if the rupee weakens further. You can use our live USD to INR calculator to check the latest rate in real time.

FX rates vary by providers because different providers apply different mark-ups and use different intermediaries as their source for the FX rate. The competitiveness of your FX rate is determined by the benchmark rate used to calculate your FX rate and the mark-up applied over the benchmark rate. Often, providers will not reveal the benchmark FX rate or the mark-up they have charged you. Xflow uses the mid-market rate or inter-bank rate sourced from the world’s largest financial institution, and hence we often beat commonly used benchmarks like Google rate and XE rates comfortably.

Exchange rates are influenced by global supply and demand for USD and INR, inflation, interest rates, and international trade flows. That’s why online calculators like Xflow update in real time, so you always see the most accurate conversion value before making a transfer.

The safest way is to use a regulated and transparent cross-border payments platform. A trusted fintech platform like Xflow ensures compliance with RBI and international regulations, protects your funds, and offers secure transfers. Always avoid informal channels, as they can be risky and may not guarantee that your money reaches the recipient.

The exact amount depends on the current USD to INR exchange rate. For example, if the live rate is ₹84 per USD, then $1000 equals ₹84,000. Use our calculator above to get the real-time conversion value for $1000.

Many providers claim that they apply 0% FX mark-up, i.e. you are not being charged for converting your funds. To such providers, you must ask which benchmark FX rate is being used? If the benchmark is sub-optimal, 0% FX mark-up does not add any benefit to you. To help you understand this - while the number 170 is greater than 100, 170 lbs is much lighter than 100 kg - units of measurement matter. Similarly in the world of FX, the benchmark FX rate matters, and Xflow provides the benchmark rate that is comparable to Bloomberg and Reuters, which is the most mark-up free FX benchmark.

The FX rate between any currency pair like USD-INR changes every second. While the change in FX rate is small on the seconds scale, it could be significant when considered over a couple of minutes or hours. Xflow provides live-streaming FX rates on its dashboard which update every 2 minutes. You can convert the funds at displayed FX rate and get the guaranteed amount of rupees in your account. This is called Live FX processing. There are several providers who will wrongly claim Live FX capability without giving you the ability to book the near real-time FX rate. Your funds will be opaquely converted at a certain arbitrary time of the day at prevailing rate. This is called straight-through processing and not Live FX processing. In addition to lack of predictable cash flows, you may be losing thousands of rupees due to this opacity.

The answer to this is more straight-forward that you think, and all you need to do is simple math to determine the most affordable provider Determine your most common transaction size. Say more often than not, your transactions are worth $2,500. Convert the flat fee into a variable fee by using your most common transaction value. Say you are being charged a flat fee of $30. This amounts to a variable fee of 1.2%. Now you can compare between providers who offer different pricing structures.

1.00 USD to INR converter

Calculate your extra savings

Payout Comparison for USD 1000

Converting more than USD 10,000?

Frequently asked questions

1. What is the highest ever USD to INR rate?

2. Why do USD to INR rates vary between providers?

3. How often do USD to INR exchange rates change?

4. What is the safest way to send USD to India?

5. How much is $1000 in Indian Rupees?

6. What is 0% FX mark-up?

7. What is the difference between Live FX vs straight-through processing?

8. Which is better - variable fee or flat fees?