Accept stablecoin payments. Settle compliantly in India.

Name: Accept Stablecoin Payments & Settle in INR | Xflow
Availability: InStock
Rating: 4.9 (127 reviews)
Author: Xflow

Enable your merchants to collect stablecoins, convert to USD outside India and compliantly bring INR into India.

Supported currencies

USDC

USDT

Solana

Tron

EVM chains

What’s in it for you

Launch compliant stablecoin payment flows without operational complexity

Bring stablecoin payments into India

Stable native platforms use Xflow to help customers compliantly bring payments into India.

Seamless settlements

Users withdraw directly to their INR bank accounts through Xflow. T+2 settlement with e-FIRA issued on every transaction.

Unlock new markets

Add USDC and USDT as a payment rail and access Web3 companies and buyers across South America and Africa.

Fully compliant

Every payout comes with an e-FIRA issued by an AD Category I bank. Your customers stay audit-ready without any hassle.

How it works

Stablecoins stay outside India. Buyers pay in USDC or USDT, funds convert offshore into USD, and only fiat is settled into India through an AD Category I bank.

01 | Create wallet addresses for your users

Create USDC and USDT acceptance wallets for your users with our trusted partners over APIs.

02 | Buyer sends stablecoins

Overseas buyers send USDC or USDT to the assigned wallet address. Funds are converted offshore into USD and credited to the user’s Xflow Receiving Account. No stablecoin enters India.

03 | User withdraws in INR

Users raise invoices and withdraw funds to their Indian bank accounts. Funds settle T+2 with full compliance documentation included.

Built for the two leading stablecoins: USDC and USDT

USDC and USDT account for the majority of stablecoin volume globally. Buyers can pay in either across supported networks, while your users receive INR.

No crypto on your books

Instant conversion at receipt

Same settlement flow as other Xflow collection rails

Networks supported

Accept payments across major stablecoin networks.

Solana

High-speed, low-fee network widely used across emerging markets.