The most affordable solution to receive global payments in 25+ currencies.
Why do customers love Xflow?
Check the live FX rate before withdrawing and know exactly how much INR you’ll receive.
Convert funds anytime, 365 days a year, 24/7. Your money moves when you want it to.
Get your funds on next business day before 12:00 PM with payout tracking.
Let AI track the market for you. Set target rates, convert at smarter highs, and maximize your INR earnings.
Bank confirmation letters on inward remittance. Complete support for SOFTEX & EDPMS flows.
Receive payments in 25+ currencies with local collection for major currencies.
USD
| Invoice value | Fees |
|---|---|
| Upto USD 0.00 | USD 0.00 |
| Above USD 0.00 | 0 |
USD
| Invoice value | Fees |
|---|---|
| Upto USD 0.00 | USD 0.00 |
| Above USD 0.00 | 0 |
For invoices above USD 10,000 talk to us for custom pricing
savings on costs compared to SWIFT
“Finding a reliable fintech partner is not just about saving costs, it’s about trust, responsiveness, and long-term alignment. Xflow has supported us..."
Neeraj Krishnamoorthy
Director & Co-Founder at TeachEdison
savings on FX costs
"Great support, smooth process, and an amazing team. Xflow has made our cross-border payments far more efficient and stress-free...”
Divya Nagabushana
Member of Finance at DevRev
saved on fees compared to other providers
"Xflow has been a game changer! Withdrawals are seamless and the FX AI tool is unlike anything else. Support is exceptional."
Vatsal Sonani
CEO at iGeek
savings on transaction fees
"Xflow has been a game-changer for us. Payments that used to take days now settle in under 24 hours, and the FX AI Analyst allows us to withdraw at exactly the rates we want..."
Mayank Pandey
Founder & Director at Elbroz Media Pvt Ltd.
savings on transaction fees
"Xflow has been a game changer. We saved lakhs in FX and were able to handle EDPMS seamlessly. Rare to find such a partner."
Kaukab Parvez Khan
Senior Treasury Manager at Innovaccer
Feature | Other providers | Banks | |
|---|---|---|---|
Supported Currencies | 25 | 2 - 10 | 5 - 30 |
Settlement Timeline (Business Days) | 1 day | 1 - 3 days | 2 - 3 days |
INR Guarantee |  |  | |
24x7 Withdrawals | | | |
Multiple Fee Plans | | | |
AI-powered FX Insights | | | |
Convert at target rate | | | |
Xflow
Xe
On weekends and holidays, rates from other providers are non-executable and hence the comparison is not valid.
Making headlines
"Xflow, a financial services and infrastructure company, simplifies the cross-border payments experience for businesses.
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"Xflow has made it super simple for us, it handled our needs, volumes and edge cases quickly, seamlessly and compliantly," said Anand Krishna, CEO and Founder of Inkle
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"Xflow is designed to help businesses send and receive cross-border payments in a compliant and regulatory manner - from freelancers to small and medium enterprises all the way
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"Xflow offers a regulatorily compliant way to bring in money from anywhere in the world with no transaction limits. XFlow also offers seamless API infrastructure for platforms to integrate cross-border payments within their experiences
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"Xflow caters to a wide range of clientele for international transactions, including names such as WeWork India, Inkle and iCliniq
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“With the Xflow and Zoho Books integration, businesses can manage cross-border transactions within their accounting system, reducing manual effort and simplifying the reconciliation process.”
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