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How StableCorp simplified compliant INR off-ramp with Xflow

How StableCorp simplified compliant INR off-ramp with Xflow

From frozen SWIFT transfers and manual documentation to faster settlements, automated compliance, and a smoother payout experience.

<1 week

End-to-end Integration

<1 week

~12 Hrs

Average payout time

~12 Hrs

10/10

Customer Support

10/10
bussiness title
StableCorp is a global business infrastructure platform that helps incorporate, get paid, manage compliance, and operate globally from a single platform. By combining company formation, banking infrastructure, stablecoin payments, invoicing, and compliance workflows, StableCorp enables businesses to move seamlessly between onchain and traditional financial systems

Industry

Fintech

Size

2-10 employees

Region

Global

Website

mystablecorp.xyz

Use case

StableCorp needed a compliant INR off-ramp that could support customers receiving funds in India without introducing friction into the payment journey. The team was looking for a solution that would simplify compliance requirements, reduce settlement delays, and eliminate the operational burden that often comes with traditional banking channels.

Use case

Problem summary

Before Xflow, StableCorp relied on SWIFT transfers and traditional banking processes for INR settlements. Transactions sometimes required customers to submit additional documentation before funds could be released. In some cases, transfers were returned altogether, creating delays and uncertainty for both StableCorp and its customers.

Managing compliance requirements added another layer of complexity. FIRA and related documentation often involved multiple rounds of communication with banks, while customers were required to provide supporting agreements and paperwork to complete transactions. What should have been a straightforward payout process regularly turned into a manual and time-consuming exercise.
The team also faced a customer experience challenge. To facilitate INR payouts, some users had to be redirected to external platforms where onboarding could take several days and require extensive documentation. For a company focused on simplifying global money movement, these additional steps created unnecessary friction.

Hear it from Rishi, Co-founder at StableCorp

Watch how StableCorp replaced frozen transfers and manual compliance with a faster, fully compliant INR off-ramp, built on Xflow's stablecoin infrastructure.

Why Xflow

StableCorp discovered Xflow while evaluating alternative payout partners and was instantly drawn to the team's responsiveness and communication. Whether it was answering implementation questions or communicating transaction updates, the experience felt significantly different from traditional banking relationships. Instead of chasing support teams for updates, StableCorp always had visibility into what was happening and when.

The integration was completed in less than a week, supported by API documentation which the team found very clear and easy to implement. The close alignment between the dashboard and API experience also helped streamline onboarding.
Xflow also simplified compliance for StableCorp. FIRA documents are automatically shared within 24 hours of settlement, purpose codes are handled as part of the workflow, and the supporting documentation required for INR payouts is built directly into the process. So rather than figuring out compliance requirements independently, StableCorp could rely on a system designed specifically for Indian cross-border payments.
Most importantly, Xflow's solution is structured such that off-ramping takes place offshore, with stablecoins being converted into USD outside India. Only fiat currency is subsequently remitted into India through an Authorised Dealer (AD) Category-I bank.

Results

Since partnering with Xflow, StableCorp has completely changed the way it handles INR settlements. Transactions that previously involved documentation requests, banking delays, and manual follow-ups now move through a far more predictable workflow. Compliance requirements that once required active management are largely automated, reducing operational overhead for both the team and its customers.

The company has also been able to reduce its dependence on third-party banking platforms for INR payouts, creating a more seamless experience within its own product. Combined with faster settlement times and improved FX pricing, this has helped StableCorp deliver a smoother and more reliable payout experience.
Beyond the operational improvements, the team now has greater confidence in the compliance process. Instead of worrying about frozen transactions, missing documentation, or unexpected banking requirements, they can focus on building the product and serving customers.

Impact on StableCorp's business

Faster settlements

Payouts typically received within hours rather than days

Lets re-define the international payments experience together

Reduced operational effort

Less time spent managing paperwork and bank requests

Lets re-define the international payments experience together

Built-in compliance

FIRA generation and payout documentation handled automatically

Lets re-define the international payments experience together

Better payout experience

A smoother INR off-ramp for their customers and partners

Lets re-define the international payments experience together

“The most transparent pricing and the most compliant solution to work with. If you want to off-ramp funds into INR, Xflow is the best solution you can use.”

Rishi Chaturvedi, Co-founder at StableCorp

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