Developers
Pricing

Pay global SaaS vendors effortlessly

Pay and manage all your SaaS subscriptions with a single bank transfer. No more payment failures, reimbursement overhead, or endless forms.

Reliable payments for mission-critical software

Cross-border recurring payments on domestic cards are expensive and prone to failure because of card and recurring-payment restrictions. Pay on Xflow with a single SWIFT or NEFT/RTGS transfer, and use a prefunded USD virtual card for all your subscription payments.

Reduce payment failures

Use a USD virtual card built for cross-border SaaS payments instead of relying on domestic cards for recurring charges.

End reimbursement overheads

Keep company subscriptions off personal cards and remove the reimbursement workflow that follows.

Improve spend visibility

See all your SaaS spends in a single dashboard. Analyze and optimize your costs. Xflow Spend Analyzer is coming soon.

Pay for Xflow's SaaS tool that manages your subscriptions.

Why take on the overhead of tracking and paying each vendor separately? Your business funds Xflow once; Xflow makes the underlying SaaS vendor payments.

Your business manages one funding relationship with Xflow; Xflow manages the underlying payments to your SaaS vendors.

Built for finance teams that want control

Track all SaaS payments in Xflow Dashboard instead of piecing together card statements and reimbursements.

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Create dedicated cards for each department for improved cost controls.

  • AtlassianUSD 1,200.00
    May 2026Approved
  • OpenAIUSD 3,200.00
    Jun 2026Approved
  • FigmaUSD 1,800.00
    Jun 2026Approved
  • SlackUSD 2,870.00
    Jul 2026Approved
  • CursorUSD 2,040.00
    Jul 2026Approved
  • AtlassianUSD 1,200.00
    May 2026Approved
  • OpenAIUSD 3,200.00
    Jun 2026Approved
  • FigmaUSD 1,800.00
    Jun 2026Approved
  • SlackUSD 2,870.00
    Jul 2026Approved
  • CursorUSD 2,040.00
    Jul 2026Approved
Card Nickname
Finance
Low balance reminder
USD
100.00

We will send a reminder to you whenever your card balance falls under this limit.

Card Theme

Change the theme for your card as per your preference

A single Form 145

Your business makes one outward remittance to Xflow, not a separate remittance to every SaaS vendor. This eliminates the need to prepare Form 145 for each underlying vendor payment;

One time setup

Add the card as your subscription payment instrument, and add C/O Xflow under the Bill To entity.

One place for all your global SaaS spend

As your software stack grows, subscriptions spread across cards, employees, currencies, and renewal dates. Xflow brings the payment activity together so finance teams can understand and manage SaaS spend as one portfolio.

Complete visibility

See SaaS vendors, payment amounts, currencies, status, and history in one place.

Reliable renewals

Use a USD virtual card for recurring SaaS payments and reduce domestic card failure points.

Cleaner finance ops

Move away from employee cards, reimbursements, and vendor-by-vendor remittance administration.

Ready to get started?

No extra steps for existing Xflow users. One-business-day activation for everyone.

References to Form 145 describe the product's intended operational model and do not constitute tax or legal advice.

Pay for popular SaaS tools

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Anand Balaji

CEO at Xflow

10/09/2026

FAQs

Calculate your spend across all your SaaS subscriptions for any duration and then make a single SWIFT wire transfer through your bank to pay Xflow. SWIFT transfer details are provided on our dashboard. To help you make this payment we will provide you with an invoice through our dashboard. You can also download the tax related documents like No PE declaration, TRC and form 10F for your CA if required. We will inform you once we receive your payment. Now go to your vendor’s site to manage your subscription. On your subscription plan, change/add the payment details provided under the ‘Manage subscription’ section on the Xflow dashboard. This way, Xflow gets charged on your subscription, and you can now enjoy uninterrupted access.
Yes you can make a one-time purchase.
No. You will continue with your existing account. You will only have to change the payment details on your subscription plan with the details provided under 'Manage Subscription' section on the Xflow dashboard. The experience is designed to ensure there is no change for your business operations.
You can buy from vendors based out of the US, UK, Canada and EU region.
Yes. You can purchase subscriptions for multiple months to save on operational overheads and avoid SWIFT transaction fees. We will provide you with an invoice equivalent to your purchase.
We are currently offering this at 0.5% processing fee.
No. Xflow allows only for SaaS purchases.
Yes. You will be able to see all your SaaS spends on Xflow.
No. You can buy subscriptions through Xflow any time.
You will continue to use the SaaS vendor's support for any issues with the service. Xflow is just simplifying your purchase.