The SVC Bank exchange rate for money coming in today is 1 USD = ₹94.13, the TT buying rate on the sheet dated 5 Nov 2026 at 9:45 am IST.
The rates on this page refresh every working day from the bank's own rate sheet. The TT buying rate is the one that applies when money arrives from abroad.
These card rates are firm for transactions up to USD 10,000 or the same amount in another currency.
₹94.13
₹95.05
5 Nov 2026, 9:45 am IST
SVC Bank exchange rate today
The SVC Bank forex rate list covers seven currencies, as on its 4 Nov 2026 sheet at 9:45 am IST.
| Currency | Money coming in (TT buying) | Money going out (TT selling) | Bills buying | Cash notes buying |
|---|---|---|---|---|
| USD, US dollar | 94.13 | 95.05 | 94.07 | 92.65 |
| AED, UAE dirham | 25.49 | 26.01 | 25.47 | 24.45 |
| AUD, Australian dollar | 65.70 | 67.11 | 65.66 | 64.99 |
| CHF, Swiss franc | 114.95 | 117.38 | 114.87 | 113.71 |
| EUR, euro | 105.51 | 107.71 | 105.43 | 104.37 |
| GBP, British pound | 126.10 | 128.71 | 126.02 | 124.74 |
| JPY, Japanese yen (per 100) | 59.29 | 60.51 | 59.25 | 58.65 |
- Export payment: a client payment from abroad is converted at the TT buying rate. Our guide to the TT buying rate explains how it works.
- Sending money abroad: an outward transfer is priced at the TT selling rate, so each dollar costs more rupees.
- Cash or card: cash notes are bought at ₹92.72 per USD. The sheet also lists travellers' cheque rates, but no SVC Bank forex card rates.
For the mid-market USD to INR rate without a bank margin, use our USD to INR converter.
SVC Bank dollar rate over the last 10 working days
One row is added each working day, so you can see if today's rate is better or worse than last week.
| Date | Money coming in (₹ per USD) | Change from the day before |
|---|---|---|
| 5 Nov 2026 | 94.13 | -0.07 |
| 4 Nov 2026 | 94.20 | First saved day |
How many rupees you get for a USD payment at SVC Bank
The calculator below compares Xflow's live rate with a typical bank rate, not the SVC Bank exchange rate, so use the table above for SVC Bank's numbers.
USD payment: typical bank rate vs Xflow
FX rate
INR amounts with others
Banks
FX rate
SVC Bank charges on money received from abroad
These are from SVC Bank's 2026 framework on cross-border remittances.
| Charge | Amount (excl. GST) |
|---|---|
| Inward remittance commission | ₹300 per remittance |
| FIRC on security paper or e-BRC | ₹200 per certificate |
| FIRC on letterhead | ₹100 per certificate |
| Outward remittance (for reference) | 0.15%, minimum ₹500, maximum ₹20,000, plus SWIFT ₹750 |
Bank charges are shown before GST. GST can also apply to the currency conversion itself, worked out on the amount you convert under the GST valuation rules, so ask the bank how it bills this on your credit.
Which SVC Bank rate applies to you
- Getting paid for exports or freelance work: TT buying rate.
- Sending money abroad for fees, family or suppliers: TT selling rate.
- Forex card: The sheet lists no forex card rate, so ask the bank.
- Cash: Cash notes use the cash note rate, ₹92.72 per USD when you sell dollars on 4 Nov 2026.
Getting paid from abroad? See the rate before you convert
SVC Bank vs Xflow for money coming in
Both can turn a payment from abroad into rupees in an Indian account. The difference is in the rate used (the SVC Bank exchange rate or the mid-market rate), the fee and how fast the money lands.
| What you compare | SVC Bank | Xflow |
|---|---|---|
| Rate used | SVC Bank TT buying rate (₹94.20 on 4 Nov 2026) | Mid-market rate, with Xflow's fee charged as an FX mark-up |
| Fee on a USD 1,000 payment | ₹300 commission | Flat $12 on invoices up to $2,000, 0.6% above that |
| Payment certificate (FIRC/e-FIRA) | ₹200 on security paper or e-BRC, ₹100 on letterhead | e-FIRA included with every withdrawal, within one business day |
| When INR reaches you | Documents in by 2:30 pm are processed the same working day | Next business day |
Forex rates at other Indian banks
Check today's rates at the larger Indian banks too.
Frequently asked questions
SVC Bank publishes card rates once a day in the morning and may revise them during the day. Today's sheet is timed 9:45 am IST on 4 Nov 2026.
The TT buying rate (TTB). It is ₹94.20 per USD on the 4 Nov 2026 sheet.
Yes, ₹300 per inward remittance, before GST, under its 2026 framework.
₹200 per certificate on security paper or e-BRC, or ₹100 on letterhead, before GST.
Documents in by 2:30 pm are processed the same working day. Later ones go to the next forex working day.
No. The bank calls its rates indicative, and the rate at the time of credit may differ.
