The Bharat Co-operative Bank exchange rate for money coming in today is 1 USD = ₹94.05, the TT buying rate on the sheet dated 5 Nov 2026.
The rates on this page refresh every working day from the bank's own rate sheet. The TT buying rate is the one that applies when money arrives from abroad.
These card rates apply up to USD 2,000 or the same amount in another currency.
₹94.05
₹95.00
5 Nov 2026 (no time on the sheet)
Bharat Co-operative Bank exchange rate today
The Bharat Co-operative Bank forex rate list covers eight currencies. Its TT and bills rates share one column, as on its 4 Nov 2026 sheet.
| Currency | Money coming in (TT and bills buying) | Money going out (TT and bills selling) | Cash notes buying |
|---|---|---|---|
| USD, US dollar | 94.05 | 95.00 | 89.80 |
| AED, UAE dirham | 25.48 | 26.00 | 24.45 |
| AUD, Australian dollar | 65.65 | 66.98 | 63.00 |
| CAD, Canadian dollar | 67.09 | 68.44 | 64.37 |
| EUR, euro | 105.42 | 107.55 | 101.16 |
| GBP, British pound | 126.28 | 128.83 | 121.18 |
| JPY, Japanese yen (per 100) | 59.28 | 60.48 | 56.89 |
| SGD, Singapore dollar | 73.34 | 74.82 | 70.37 |
- Export payment: a client payment from abroad is converted at the TT buying rate. Our guide to the TT buying rate explains how it works.
- Sending money abroad: an outward transfer is priced at the TT selling rate, so each dollar costs more rupees.
- Cash or card: cash notes are bought at ₹89.90 per USD, well below the TT rate. The sheet does not list Bharat Co-operative Bank forex card rates.
For the mid-market USD to INR rate without a bank margin, use our USD to INR converter.
Bharat Co-operative Bank dollar rate over the last 10 working days
One row is added each working day, so you can see if today's rate is better or worse than last week.
| Date | Money coming in (₹ per USD) | Change from the day before |
|---|---|---|
| 5 Nov 2026 | 94.05 | -0.11 |
| 4 Nov 2026 | 94.16 | First saved day |
How many rupees you get for a USD payment at Bharat Co-op Bank
The calculator below compares Xflow's live rate with a typical bank rate, not the Bharat Co-operative Bank exchange rate, so use the table above for Bharat Co-op Bank's numbers.
USD payment: typical bank rate vs Xflow
FX rate
INR amounts with others
Banks
FX rate
Bharat Co-op Bank charges on money received from abroad
These are from Bharat Co-op Bank's service charge manual, as of its 1 Jul 2025 update.
| Charge | Amount (excl. GST) |
|---|---|
| Inward remittance commission | ₹300 (free for NRI accounts) |
| Inward remittance, non-customers | ₹300 up to ₹1 lakh, ₹500 above |
| FIRC | ₹250 per certificate |
| Outward remittance, non-trade (for reference) | 0.15%, minimum ₹500, plus SWIFT ₹500 |
Bank charges are shown before GST. GST can also apply to the currency conversion itself, worked out on the amount you convert under the GST valuation rules, so ask the bank how it bills this on your credit.
Which Bharat Co-op Bank rate applies to you
- Getting paid for exports or freelance work: TT buying rate.
- Sending money abroad for fees, family or suppliers: TT selling rate.
- Forex card: The sheet lists no forex card rate, so ask the bank.
- Cash: Cash notes use the separate cash note rate, which is lower when you sell dollars.
Getting paid from abroad? See the rate before you convert
Bharat Co-op Bank vs Xflow for money coming in
Both can turn a payment from abroad into rupees in an Indian account. The difference is in the rate used (the Bharat Co-operative Bank exchange rate or the mid-market rate), the fee and how fast the money lands.
| What you compare | Bharat Co-op Bank | Xflow |
|---|---|---|
| Rate used | Bharat Co-op Bank TT buying rate (₹94.16 on 4 Nov 2026) | Mid-market rate, with Xflow's fee charged as an FX mark-up |
| Fee on a USD 1,000 payment | ₹300 commission (as of 1 Jul 2025) | Flat $12 on invoices up to $2,000, 0.6% above that |
| Payment certificate (FIRC/e-FIRA) | ₹250 per certificate | e-FIRA included with every withdrawal, within one business day |
| When INR reaches you | See the bank's schedule | Next business day |
Forex rates at other Indian banks
Check today's rates at the larger Indian banks too.
Frequently asked questions
The rate sheet shows a date but no time. Today's sheet is dated 4 Nov 2026.
The TT buying rate, shown in the TT/Bill buying column. It is ₹94.16 per USD on the 4 Nov 2026 sheet.
Yes, a ₹300 commission per inward remittance as of its 1 Jul 2025 manual, free for NRI accounts. GST is extra.
₹250 per certificate, before GST, as of the 1 Jul 2025 manual.
No. The bank says its rates are indicative and subject to change.
At its forex centres in Goregaon (E) and Fort, Mumbai. Check with them before a large transfer.
