USDC to INR converter

Convert 335.00 USDC to INR

Check what USD Coin (USDC) is worth in Indian rupees today. With Xflow, platforms can let their users accept USDC from overseas buyers and receive INR in their Indian bank accounts.

Calculate your settlement

USDC
INR amountINR 31,474.25
1 USDC = 1 USDINR 93.9530

Want your users to accept USDC payments in India?

Disclaimer: Last updated at 22:38 hrs IST

How much do you get for 335.00 USDC in Indian Rupees?

335.00 USDC = ₹31,474.25 in Indian Rupees today. 1 USDC to INR rate = ₹93.9530, last updated November 6, 2026, 22:38 IST.

From a USDC payment to INR, in four steps with Xflow

With Xflow's payments API, your users get paid in USDC from global merchants and receive Indian rupees in their bank account.

Assign payment addresses

Your users can create and share USDC and USDT payment addresses to receive global stablecoin payments

Buyer sends USDC

Overseas buyers pay in USDC to the assigned address. The funds are converted to USD outside India and credited to the user's Xflow account.

Invoice in USD, withdraw in INR

Users raise a USD invoice and withdraw INR to their Indian bank account, settled T+2.

e-FIRA on the USD amount

Each withdrawal comes with an e-FIRA from an AD Category I bank for the USD amount, ready for your users' bank.

Why platforms use Xflow for USDC payments

A good rate means little if the payout can't be documented. For business payments, paperwork and how money reaches India decide how much your users keep.

Informal Routes (P2P/OTC)

  • 01
    The margin is buried in the INR quote, so each payment settles below spot with no line item to check.
  • 02
    There's no FIRA or e-FIRA, so export paperwork stays open with the bank and DGFT, EDPMS or eBRC reconciliation stalls.
  • 03
    Selling crypto in India attracts 1% TDS on virtual digital assets, and unclear tax treatment leaves the business holding the risk.
  • 04
    Informal off-ramps are under increasing regulatory scrutiny, making them unreliable for business payments.

With Xflow

  • 01
    Clear pricing your users can see before they withdraw, with no hidden deductions in the INR amount.
  • 02
    Every withdrawal gets an e-FIRA from an AD Category I bank for the USD amount, built for export documentation.
  • 03
    USDC never enters India. It's converted to USD outside India by our partners, so only INR lands in your users' accounts.
  • 04
    Withdrawals go straight to your users' Indian bank accounts, settled T+2.

Settle USDC and USDT from any major network

Buyers can send USDC on the chains they already use. Your users withdraw INR either way.

EVM chains

Ethereum, Polygon and other EVM-compatible networks, widely used for USDC.

Solana

Fast, low-fee transfers, popular with buyers across emerging markets.

Tron

The go-to network for USDT, built to move high volumes at low cost.

Built for teams that get paid in USDC

Stablecoin-native platforms

Add stablecoin collections to your product. Your users accept USDC and withdraw INR to their Indian bank accounts.

Crypto-native & Web3 companies

Turn USDC revenue into INR for business expenses, without relying on informal desks.

Exporters & service firms

More overseas buyers now pay in USDC. Keep margins intact and EDPMS and eBRC records clean.

SaaS & marketplaces

USD-priced subscriptions and sales paid in USDC arrive as predictable INR revenue.

About the currency

USDC and USDT both track the US dollar. Your users receive Indian Rupees (INR) in their bank accounts in T+2 timelines.

What USDC is, and how it compares to USD

USD Coin (USDC)
TypeUSD-pegged stablecoin
IssuerCircle
Target peg1 USDC = 1 USD
Tether (USDT)
TypeUSD-pegged stablecoin
IssuerTether
Target peg1 USDT = 1 USD

USDC to INR: Settlement Value Today

USDC

IN

INR

USDC 1INR 93.95
USDC 5INR 469.77
USDC 10INR 939.53
USDC 20INR 1,879.06
USDC 50INR 4,697.65
USDC 100INR 9,395.30
USDC 250INR 23,488.25
USDC 500INR 46,976.50
USDC 1,000INR 93,953.00
USDC 2,000INR 187,906.00
USDC 5,000INR 469,765.00
USDC 10,000INR 939,530.00

USDT

IN

INR

USDT 1INR 93.01
USDT 5INR 465.07
USDT 10INR 930.14
USDT 20INR 1,860.27
USDT 50INR 4,650.68
USDT 100INR 9,301.35
USDT 250INR 23,253.38
USDT 500INR 46,506.75
USDT 1,000INR 93,013.50
USDT 2,000INR 186,027.00
USDT 5,000INR 465,067.50
USDT 10,000INR 930,135.00

What affects your USDC to INR settlement

What reaches your users' accounts comes down to two things: where the dollar-rupee rate sits, and the route the money takes.

  • 01
    USD to INR rate: USDC tracks the dollar, so the RBI and Fed policy, inflation and trade flows that move USD/INR move your settlement too.
  • 02
    Peg stability: USDC is designed to hold 1:1 with the US dollar. Short-lived depegs can shift value briefly, so the rate is fixed at the time of conversion.
  • 03
    Route spread: Exchanges and P2P desks hide a margin in the INR price. Pricing you can see upfront makes the true cost easy to compare.
  • 04
    Tax and compliance: 1% TDS on virtual digital assets and the lack of a FIRA push the real cost of informal routes well above the quoted rate.

Compliantly off-ramp USDC payments into INR

Enable your users to accept USDC from overseas buyers and receive INR in their Indian bank accounts, with an e-FIRA issued on the USD amount.

Frequently asked questions

As of November 6, 2026, 22:38 IST, 335.00 USDC is worth about ₹31,474.25, at 1 USDC = ₹93.9530. USDC is designed to hold 1:1 with the US dollar, so its value moves with the USD to INR rate.

USDC never enters India. Your users' buyers pay in USDC, the funds are converted to USD outside India by our partners, and your users withdraw INR to their Indian bank accounts. An AD Category I bank issues an e-FIRA for the USD amount.

The e-FIRA covers the USD amount that settles into India, not the USDC amount. It's issued by an AD Category I bank, so your users have the documentation their bank and export reconciliation need.

No. Xflow works in one direction only: it helps Indian businesses receive payments from overseas and withdraw them as INR. It doesn't sell USDC or USDT for rupees, and it isn't a crypto exchange.

Gains from selling crypto are taxed at 30%, and a 1% TDS applies to many crypto transfers, such as on exchanges and P2P desks. How tax applies to your users business payments depends on each case

Buyers can pay in USDC on EVM-compatible networks such as Ethereum and Polygon, and on Solana. USDT is also supported, including on Tron.

They're close, since both track the US dollar, but not always identical: each coin can trade a little above or below its peg. Toggle between USDC and USDT in the calculator above to see today's difference.

Users withdraw straight to their Indian bank accounts through Xflow. Settlement is T+2.

No on both counts. The rates shown are indicative and exclude fees, GST and the 1% TDS where it applies. The final amount is confirmed when your users withdraw. Xflow doesn't buy or sell stablecoins for rupees. An e-FIRA is not a FIRC, and nothing here is financial or tax advice.

USDC is not legal tender in India, but holding and trading it is not banned. It’s taxed as a virtual digital asset (VDA), and crypto exchanges must register with FIU-IND. Rules may change, so check the latest position before using it.