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Qatar IBAN Number

Find the IBAN number for any bank within Qatar

IBAN Calculator

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Steps to validate an IBAN

There are two different validations that can be performed to ensure an UK IBAN is correct.

  • 01
    First validation is done using the IBAN's Check Digits using the MOD97 algorithm.
  • 02
    Second layer of validation can be carried out on the domestic sort code and account number combination
  • 03
    Match the sort code against our Bank and Branch code directory to check if it exists

Found the correct IBAN, What to do next

With a Qatari IBAN to hand, run through these steps before sending.

  • 01
    Confirm the beneficiary's exact registered name with the Qatari bank. QCB rules require name and IBAN to match for STP.
  • 02
    Pair the IBAN with the bank's SWIFT/BIC for inbound cross-border wires.
  • 03
    Decide the rail. For 24/7 domestic retail in QAR, Fawran handles instant payments via mobile-number aliases. QA-RTGS handles high-value flows and now runs on ISO 20022 since December 2024.
  • 04
    Confirm the account currency. Qatari banks commonly hold QAR, USD, and EUR.
  • 05
    For first-time corporate beneficiaries, send a small test transfer first.

Common transfer mistakes to avoid for Qatar

Exact beneficiary name

Must match bank records exactly to avoid rejection or delays

Correct SWIFT/BIC code

Ensures the payment routes to the right bank.

Currency match

Sending the wrong currency can trigger extra fees or failed transfers.

Active account details

Outdated or inactive accounts can result in returned payments.

IBAN Rules in Qatar

  • 01
    IBAN is mandatory in Qatar for every domestic and cross-border payment, enforced by Qatar Central Bank to enable Straight-Through Processing.
  • 02
    The 29-character Qatari IBAN begins with QA, two check digits, a 4-letter bank code, and a 21-character account identifier.
  • 03
    IBAN is the sole account standard, and legacy account numbers are encoded within the 21-character BBAN. The same Qatari IBAN handles inbound SWIFT wires, RTGS settlement, ACH clearing through QATCH, and the newer 24/7 Fawran instant payments. QA-RTGS migrated to ISO 20022 in December 2024, aligning Qatar with global ISO 20022 cross-border standards.

Qatar Payment Schemes

Qatar's payment infrastructure is operated by Qatar Central Bank, with a fast-growing instant rail in Fawran.

  • 01
    QA-RTGS / QPS (Qatar Payment System), Qatar Central Bank, RTGS for high-value and urgent interbank payments, ISO 20022 since December 2024.
  • 02
    QATCH (Qatar Automated Clearing House), Qatar Central Bank, low-value retail electronic clearing.
  • 03
    Fawran, Qatar Central Bank, 24/7 domestic instant payments using mobile-number aliases, launched March 2024.
  • 04
    QMP (Qatar Mobile Payment), Qatar Central Bank, national mobile payment switch.
  • 05
    NAPS (National ATM and POS Switch), domestic card switching.
  • 06
    SWIFT, for cross-border settlement.

Search IBAN for top banks in Qatar

An accurate IBAN is step one. A smarter transfer is step two.

Xflow lets you make international payments directly, quickly, affordably, and without hidden fees.

20,000+ Customers Trust Us For Their International Payments

Do you also require also require SWIFT?

Many transfers require both IBAN + SWIFT, check out our swift calculator

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Disclaimer

This tool is provided for informational purposes only. Xflow does not guarantee the accuracy or completeness of results. Always verify account details directly with your bank or beneficiary before initiating any transfer. Xflow is not liable for any losses arising from incorrect IBAN usage.

Last Reviewed: 26/05/2026

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