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Jordan IBAN Number

Find the IBAN number for any bank within Jordan

IBAN Calculator

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Steps to validate an IBAN

There are two different validations that can be performed to ensure an UK IBAN is correct.

  • 01
    First validation is done using the IBAN's Check Digits using the MOD97 algorithm.
  • 02
    Second layer of validation can be carried out on the domestic sort code and account number combination
  • 03
    Match the sort code against our Bank and Branch code directory to check if it exists

Found the correct IBAN, What to do next

With a Jordanian IBAN verified, take these steps before sending.

  • 01
    Confirm the beneficiary's exact registered name with the Jordanian bank. CBJ rules require name and IBAN to match.
  • 02
    Pair the IBAN with the bank's SWIFT/BIC for any inbound cross-border payment.
  • 03
    Decide the rail. For 24/7 retail payments inside Jordan, CliQ uses aliases (mobile or email) on top of the IBAN. RTGS-JO handles high-value flows.
  • 04
    Confirm the account currency. Jordanian banks commonly hold JOD, USD, and EUR.
  • 05
    For first-time transfers, send a small test value and reconcile against bank confirmation before scaling.

Common transfer mistakes to avoid for Jordan

Exact beneficiary name

Must match bank records exactly to avoid rejection or delays

Correct SWIFT/BIC code

Ensures the payment routes to the right bank.

Currency match

Sending the wrong currency can trigger extra fees or failed transfers.

Active account details

Outdated or inactive accounts can result in returned payments.

IBAN Rules in Jordan

  • 01
    IBAN is mandatory in Jordan for every domestic and cross-border bank transfer, in force since the Central Bank of Jordan mandated it in February 2014.
  • 02
    The 30-character Jordanian IBAN begins with JO, two check digits, a 4-character bank code, a 4-digit branch code, and an 18-digit account number.
  • 03
    Legacy account numbers exist inside banks but IBAN is the required format for every interbank movement. CliQ, Jordan's instant payment service, lets users address payments by mobile number or email, but the underlying settlement still uses IBAN. The same Jordanian IBAN works for inbound wires through SWIFT, RTGS-JO settlement, and ACH-routed payroll batches.

Jordan Payment Schemes

Jordan's payment system is operated by the Central Bank of Jordan and the Jordan Payments and Clearing Company (JoPACC).

  • 01
    RTGS-JO (Real-Time Gross Settlement Jordan), Central Bank of Jordan, RTGS for high-value interbank payments, re-launched on a closed VPN on 23 April 2024.
  • 02
    ACH, CBJ and JoPACC, bulk retail and batch transfers.
  • 03
    ECC (Electronic Cheque Clearing), CBJ and JoPACC, cheque clearing.
  • 04
    CliQ, JoPACC, 24/7 instant payment system with alias-based addressing, launched June 2020, ISO 20022.
  • 05
    JoMoPay (Jordan Mobile Payments Switch), JoPACC, national mobile wallet and payment switch, launched 2014.
  • 06
    eFAWATEERcom, JoPACC, national bill presentment and payment.

Search IBAN for top banks in Jordan

An accurate IBAN is step one. A smarter transfer is step two.

Xflow lets you make international payments directly, quickly, affordably, and without hidden fees.

20,000+ Customers Trust Us For Their International Payments

Do you also require also require SWIFT?

Many transfers require both IBAN + SWIFT, check out our swift calculator

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Disclaimer

This tool is provided for informational purposes only. Xflow does not guarantee the accuracy or completeness of results. Always verify account details directly with your bank or beneficiary before initiating any transfer. Xflow is not liable for any losses arising from incorrect IBAN usage.

Last Reviewed: 26/05/2026

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