Receive your foreign currency payments at 1% or less.
Say NO to hidden fees and high transaction charges on your international payment conversion to INR.
Xflow is building cross-border payments infrastructure for India
INR 500+ crores
worth of foreign-currency transactions invoiced and received by our users in their Indian bank accounts
3000+ users
transacting on the platform - from small businesses to freelancers
140+ countries
to transact from - enabling users to receive payments from across the globe
USD 16.2M
in funds raised from marquee investors like Stripe, Lightspeed ventures and others
1 Business Day
track your payments and receive them in your bank account in 1 business day
Transparent, fast and compliant
Stop paying a fortune on FX fees
Pay 1% or less on your international payment transactions based on the mid-market FX rates you see on the web. No strings attached. No conditions apply.
Marketplace Support
Withdraw directly and at your convenience from multiple platforms like Upwork, Toptal, Fiverr, Freelancer.com, Deel and others
Transact without limits
Got invoices worth more than $10,000? No problem! With Xflow, you can collect high-value payments in a single transaction and invoice with full compliance.
As featured in
"Xflow, a financial services and infrastructure company that simplifies the cross-border payments experience for businesses.
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"Xflow has made it super simple for us, it handled our needs, volumes and edge cases quickly, seamlessly and compliantly," said Anand Krishna, CEO and Founder of Inkle
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"Xflow is designed to help businesses send and receive cross-border payments in a compliant and regulatory manner - from freelancers to small and medium enterprises all the way
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"Xflow offers a regulatorily compliant way to bring in money from anywhere in the world with no transaction limits. XFlow also offers seamless API infrastructure for platforms to integrate cross-border payments within their experiences
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"Xflow caters to a wide range of clientele for international transactions, including names such as WeWork India, Inkle and iCliniq
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Our customers love us
Xflow has helped us improve collections by making it easy for my customers to pay using their local payment methods
Hemant Kumar
WeWork India
Xflow’s product has added tremendous value to our customers by simplifying cross border payments and helping save costs. The integ
Tej Mulgaonkar
Director
Xflowpay has built very powerful, robust, and flexible APIs that any organisation can easily consume to launch cross border paymen
Pranav
Head of Forex
Xflow has made it super simple for us to go live with Inkle’s specific cross-border payment use case (intercompany transfer pricin
Anand Krishna
CEO & Founder
We leverage Xflow to help our customers collect >$10,000 invoices. We draw a lot of comfort from the fact that Xflow has partnered
Saurabh
Founder
Product highlights
Be compliant
Get an eFIRA/FIRC for all international transactions within 24 hours without having to follow up with a ‘relationship manager’
Track your payments
Get notified of incoming payments and compliantly withdraw funds to your INR bank account.
Create invoices
Get notified of incoming payments and compliantly withdraw funds to your INR bank account.
Be compliant
Get an eFIRA/FIRC for all international transactions within 24 hours without having to follow up with a ‘relationship manager’
Track your payments
Get notified of incoming payments and compliantly withdraw funds to your INR bank account.
Create invoices
Get notified of incoming payments and compliantly withdraw funds to your INR bank account.
Get an eFIRA/FIRC for all international transactions within 24 hours without having to follow up with a ‘relationship manager’
